Car Accident Lawyer in Twin Falls, ID
No matter how faithful you are to the laws while driving a motor vehicle, you are always at risk of a car crash due to the negligent or reckless behavior of someone else. After a crash — particularly an auto accident where it is abundantly clear that the other driver caused it — it can be very frustrating to go through the insurance claims process only to realize that the adjuster is working to ensure that you receive as little money as possible, regardless of any catastrophic injuries, impacts to your earnings, and other serious matters that are common for victims to endure following an accident.
If you’ve been injured in a car accident, you need an experienced Twin Falls car accident lawyer on your side. Casares Law has the experience and knowledge to help you get the compensation you deserve. We’ll fight for your rights and make sure that the at-fault driver is held accountable. While we fight to get you fair compensation, you can stay focused on your recovery and getting your life back on track.
Contact us today for a free consultation, and read more below to learn more about the claims process and why a personal injury attorney is such an important partner for an injured party to have after a Twin Falls car accident.
While not specific to Twin Falls, ID, this “crash clock” provided by the Idaho Transportation Department’s Office of Highway Safety gives a good idea of how common motor vehicle collisions are in the state. If you have been involved in a crash and suffered injuries as a result, contact our law firm to speak with an attorney today.
Read This Before Filing With the Insurer
As soon as you contact the insurer about your car accident, the adjuster will begin collecting information and documentation about your car crash, including personal statements. While it may seem on the surface that the adjuster is just trying to help you, the insurance company will almost always use this information against you later.
Without an experienced car accident lawyer in your corner, the insurance adjusters will likely try to get you to settle your claim quickly and for far less than you deserve. After all, their job is to pay out as little as possible on each claim they receive.
Don’t give a recorded statement to the insurance company, and be very careful about what you say to them in writing or over the phone. Instead, contact an experienced car accident lawyer at Casares Law as soon as possible after your crash. We can help you deal with the insurer while protecting your rights and fighting for the full and fair compensation you deserve.
Understanding How an Insurance Company Issues Settlements
To understand how an insurance broker issues settlements, you first need to understand the basics of how most insurance companies are set up.
Insurance companies are in the business of making money. One way they make money is by collecting premiums from policyholders. Another way they make money is by investing the premiums they collect and earning income from those investments.
An insurer does not make money by paying out on claims. In fact, when an insurance company pays out on a claim, it is actually losing money. This is why most insurance companies are very reluctant to pay out any more than they have to on each and every claim they receive. The adjusters who work for these companies are under a great deal of pressure to settle claims quickly and for as little money as possible.
If an insurer pays more in settlements than they collect in premiums, the insurer is operating an unsustainable business. That is why there are teams of attorneys and experienced adjusters working to identify every possible way to either outright deny a claim or pay as little as possible.
Out of Court Settlements
The vast majority of claims stemming from motor vehicle accidents in Twin Falls are settled out of court. This means that the insurance company will never have to go to trial or even admit that its insured was at fault for the crash — they simply pay a settlement to injury victims without any admission of wrongdoing in exchange for the claimant signing a waiver that releases the insurer and the at-fault driver from any additional legal obligations. In fact, many personal injury claims never even make it to a lawsuit being filed, because insurers are so motivated to settle before the information about the case becomes public record once it is filed in the Idaho courts.
This is why it is so important for accident victims to have an experienced car accident lawyer in their corner. A good lawyer in Twin Falls will level the playing field and help you get the full and fair compensation you deserve. Our law firm has years of experience handling personal injury claims stemming from motor vehicle accidents and will be happy to discuss your situation during a free case evaluation.
Calculating Damages After Car Accidents in Twin Falls, ID
To calculate damages after a car accident, you first need to understand the different types of damages that may be available to you.
There are two main types of damages: economic and non-economic.
Economic damages are those that have a specific monetary value, such as medical bills, lost wages, and damage to your vehicle. Calculating these damages for the injured party is as simple as tallying the total on your invoices, medical bills, and receipts, and both calculating your current lost wages and projecting any potential future losses. If you expect that you will have additional medical treatment in the future or long-term disabilities that will impact your earnings and your ability to support your family, these will complicate matters.
The most important thing for understanding your economic damages clearly is to keep meticulous records and receipts of everything related to the accident, including medical treatment, property damage repairs, lost wages, and more.
Non-economic damages are more difficult to calculate because they do not have a specific monetary value and include things such as pain and suffering, emotional distress, and loss of enjoyment of life. Reaching a fair and reasonable dollar amount for these damages often requires the help of an experienced car accident lawyer in Twin Falls. They will use one of a number of possible methods for bringing these abstract and subjective impacts down to a hard number.
Request Your Free Case Evaluation With a Car Accident Attorney — Twin Falls, ID
After a car accident, you may be feeling overwhelmed and uncertain of where to turn. The good news is that you don’t have to go through this process alone. The Twin Falls, Idaho car accident lawyers at Casares Law are here to help.
We have extensive experience handling all types of car accident cases, and we will put our skills and resources to work for you. We understand the challenges you are up against, and we will fight to level the playing field.
To learn more about how we can help you, call us at 888-845-8745 or fill out our online form to schedule a free consultation with one of our experienced Twin Falls, ID car accident attorneys.